Make no mistake, driving without car insurance is a big deal.
Under NY VTL 319, if you are driving without insurance, your license can be revoked for an entire year. Aside from that, your vehicle could be impounded and you can be arrested.
The judge hearing your case has the discretion to charge you with an unclassified misdemeanor, which could carry up to 15 days behind bars and a fine of up to $1,500 (depending on your circumstances).
Furthermore, New York requires you to carry a specific amount of liability insurance. You must carry at least $25,000 per person for bodily coverage, $50,000 per accident in injury coverage, and $10,000 in property damage coverage.
If you fail to purchase liability coverage and provide proper proof of it when pulled over, your registration could be suspended.
Remember, no one will be able to drive an uninsured vehicle, so do not think that you can have your spouse, friend, or relative drive your car simply because they have insurance on their own vehicle.
Also, if you think that you will never get caught, think again. More often than not, this charge comes about due to very minor violations turning into major ones.
For example, a broken tail light can lead to a police officer pulling you over, asking you to present your license and registration, you not being able to do so, and the officer charging you with this.
The last thing you want is to spend 15 days in jail and an entire year without the ability to drive simply because you opted not to purchase auto insurance.
If you or a loved one recently were cited for driving without car insurance contact Adam H. Rosenblum of The Rosenblum Law Firm today. His team of experienced traffic court attorneys will be able to help you fight your driving without insurance charge and avoid all of the fallout associated with it. E-mail or call him today at 888-883-5529.