The Traffic Violation with the Biggest Impact on Insurance

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A DWI/DUI conviction will cost you a lot of cash in New York. Photo courtesy Wikimedia Commons.

A DWI/DUI conviction will cost you a lot of cash in New York. Photo courtesy Wikimedia Commons.

Being convicted of a traffic violation anywhere in the United States can be very expensive. In addition to the fine, there are court fees, driver responsibility assessments, and increased insurance premiums.

The Zebra recently released data on which traffic violations had the largest impact on auto insurance for each state. In New York, that honor went to DUI/DWI convictions. On average, a drunk driving conviction can increase insurance premiums by as much as $1,150 per year, though the actual impact will vary by driver. For this particular study, the figures were based on the driver profile of a 30-year-old single male driving a 2012 Honda Accord EX.

Overall, drunk driving in New York ranked No. 17 on the list of most expensive traffic violations across the country. The No. 1 spot went to North Carolina, where a conviction for racing can lead to an average premium increase of nearly $3,000!

New Yorkers already pay some of the highest annual premiums in the country, at $1,472 on average, and the figure only goes up with traffic violations. In addition to the impact on your car insurance, a DUI/DWI conviction can cost you between $500 and $2,500 in fines, plus a $400 surcharge, and up to one year in jail. You could also face other consequences, such as a suspended license or being required to install an interlock device.

If you or a loved one has been arrested for drunk driving, you need experienced legal representation to avoid the fees, fines, and other consequences associated with a DUI/DWI conviction. The attorneys of the Rosenblum Law are skilled criminal defense and traffic ticket attorneys with offices in New York and New Jersey. Email or call 888-203-2619 for a free consultation about your case.


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This post was written by Adam H. Rosenblum Esq.

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